@agentutility/mcp-edge-finance

TradFi signals at agent prices.

SEC filings, 13F deltas, insider trades, earnings calendars, FDA & FEC, Polymarket × Kalshi spreads — institutional-grade signals priced per call.

Pricing: pay-per-call in USDC on Base. No subscriptions, no API keys. See per-tool prices below.

Install — Claude Desktop

Edit ~/Library/Application Support/Claude/claude_desktop_config.json (macOS) or %APPDATA%\Claude\claude_desktop_config.json (Windows):

{
  "mcpServers": {
    "agentutility-edge-finance": {
      "command": "npx",
      "args": ["-y", "@agentutility/mcp-edge-finance"],
      "env": { "X402_PRIVATE_KEY": "0xYOUR_PRIVATE_KEY_HEX" }
    }
  }
}

Restart Claude Desktop. 91 tools appear in the tool palette.

Install — Cursor

Add to .cursor/mcp.json:

{
  "mcpServers": {
    "agentutility-edge-finance": {
      "command": "npx",
      "args": ["-y", "@agentutility/mcp-edge-finance"],
      "env": { "X402_PRIVATE_KEY": "0x..." }
    }
  }
}

Funding

Send any amount of USDC on Base mainnet to the address derived from your X402_PRIVATE_KEY. The MCP server uses it to pay for tool calls automatically.

USDC on Base contract: 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Tools (91)

| Tool | Description | |---|---| | 13f-deltas | (0.05 USDC/call) Tracks what an institutional manager bought and sold each quarter by diffing their 13F filings, e.g. what did Buffett buy this quarter. Diffs the two most recent 13F-HR filings for a manager (by CIK) and returns added (new positions), exited (sold completely), increased (size up), and reduced (size down) buckets with per-position share deltas, dollar deltas, and pct change. Strictly SEC-public 13F-HR data from EDGAR. Use it as a 13F deltas API, institutional holdings change tracker, hedge-fund quarterly trade detector, 13F diff, or a Berkshire + Bridgewater + Citadel + Renaissance position-change feed. | | accounts-receivable-aging-score | (0.01 USDC/call) Scores the health of an accounts receivable book from its aging profile, returning a weighted score and grade. Evaluates current share, severe (90+) delinquency, mid-bucket delinquency, DSO, and bad debt, with drivers and recommendation. Use it as an accounts receivable aging score API, AR portfolio health scorer, or receivables quality score. | | amortization-schedule | (0.01 USDC/call) Computes a loan's amortization schedule and payment breakdown. Same backend as loan-amortization-calculator, focused on scheduled payment, payoff months, total paid, and interest saved. Use it as an amortization schedule API, loan payment schedule, or debt amortization calculator. | | asset-based-lending-score | (0.01 USDC/call) Scores the risk of an asset based lending (ABL) facility, returning a weighted score and grade. Evaluates collateral coverage, collateral quality, advance discipline, monitoring cadence, and dilution, with drivers and recommendation. Use it as an asset based lending score API or ABL facility risk scorer with advance-rate and monitoring analysis. | | blended-finance-score | (0.01 USDC/call) Scores a blended finance structure on how efficiently concessional capital mobilizes private money, returning a 0-100 structure score. Weighs impact quality, private leverage ratio, concessional capital share, first-loss risk cushion, and governance; returns grade, recommendation, metrics, and drivers. Use it as a blended finance score API, private capital mobilization check, or first-loss impact finance calculator. | | blended-finance-score-api | (0.01 USDC/call) Scores blended finance structures on concessional capital leverage. Same model as blended-finance-score, exposed under the buyer keyword used in demand searches. Use it as a blended finance score API or impact finance risk score. | | bls-occupational-stats | (0.02 USDC/call) Pull wage, employment level, and growth data straight from the Bureau of Labor Statistics Public Data API by series ID, covering formats like OEWS occupational wages (OEUM...), local-area unemployment (LAU...), and CES employment series. It's a federal, public, free source, and an optional BLS_API_KEY raises the rate limit for heavier lookups. Send series_ids (up to 25 per request) plus an optional start_year and end_year; get back per-series data points with year, period, value, footnotes, and optional net/percent-change calculations. Use it as a BLS wage data API, occupational employment lookup, or labor statistics tool for wage benchmarking, HR market research, or macroeconomic dashboards. | | break-even-calculator | (0.01 USDC/call) Calculates break-even units and contribution margin for a product's unit economics. Computes contribution margin per unit, margin percent, break-even units, expected profit when expected volume is provided, plus score, drivers, and recommendation. Use it as a break-even calculator API, contribution margin calculator, or fixed cost payback tool. | | cash-conversion-cycle | (0.01 USDC/call) Calculates cash conversion cycle days from receivables, inventory, payables, revenue, and cost of goods sold. Returns DSO, DIO, DPO, working capital tied up, and cash-release opportunity against a target cycle. Use it as a cash conversion cycle API, CCC calculator, or working capital efficiency tool. | | cash-conversion-cycle-calculator | (0.01 USDC/call) Calculates the cash conversion cycle for working capital optimization. Same calculator as working-capital-cycle. Use it as a cash conversion cycle calculator, working capital optimization API, or DSO DIO DPO analysis. | | cash-runway-calculator | (0.01 USDC/call) Calculates a startup's cash runway from its monthly burn. Same backend as startup-runway-calculator, focused on net monthly burn, static runway, dynamic runway, and burn cut needed for target runway. Use it as a cash runway calculator, startup burn runway API, or founder finance planning tool. | | commercial-real-estate-loan-score | (0.01 USDC/call) Scores a commercial real estate (CRE) loan for underwriting, returning a weighted score and grade. Evaluates loan-to-value, debt service coverage, debt yield, occupancy, and cap rate, with drivers and recommendation. Use it as a commercial real estate loan score API, CRE underwriting scorer, DSCR + LTV + debt-yield + occupancy analysis, or commercial mortgage risk score. | | contribution-margin-calculator | (0.01 USDC/call) Calculates contribution margin and break-even units for pricing decisions. Same backend as break-even-calculator, exposed for product pricing and business-plan agents. Use it as a contribution margin calculator, break-even units API, or fixed-cost recovery calculator. | | dcf-valuation-calculator | (0.01 USDC/call) Runs a discounted cash flow (DCF) valuation to get enterprise value, equity value, and value per share. Discounts explicit cash flows, applies an optional Gordon-growth or terminal-multiple terminal value, then nets debt and divides by share count, returning score, drivers, and recommendation. Use it as a DCF valuation calculator API or value per share calculator. | | debt-payoff-calculator | (0.01 USDC/call) Calculates debt payoff timelines and the interest saved by extra payments. Same backend as loan-amortization-calculator, exposed for agents comparing loan payoff months, total interest, and extra-principal scenarios. Use it as a debt payoff calculator, extra payment payoff API, or interest savings calculator. | | discounted-cash-flow-calculator | (0.01 USDC/call) Runs a discounted cash flow valuation for enterprise and equity value. Same backend as dcf-valuation-calculator, exposed under the full buyer keyword for valuation workflows. Use it as a discounted cash flow calculator, DCF valuation API, or enterprise value and equity value calculator. | | dso-dio-dpo-calculator | (0.01 USDC/call) Calculates DSO, DIO, and DPO working capital days. Same backend as working-capital-cycle, focused on receivables, inventory, payables, cash tied up, and release opportunity. Use it as a DSO DIO DPO calculator, working capital days API, or cash conversion cycle components tool. | | early-payment-discount-calculator | (0.01 USDC/call) Calculates the effective APR of an early payment discount. Same calculator as invoice-discount-calculator. Use it as an early payment discount calculator, supplier discount APR tool, or invoice acceleration economics check. | | earnings-calendar | (0.03 USDC/call) Finds a company's next earnings date and its recent earnings-related SEC filings. For a US-listed ticker (or CIK), returns recent and upcoming filings (8-K Item 2.02 Results of Operations, 10-Q, 10-K, NT 10-Q, NT 10-K) with filed_date, fiscal-quarter end, accession number, and EDGAR document URL, plus a next-earnings-date estimate derived from prior filing cadence. SEC EDGAR public data only, no aggregator ToU risk. Use it as an earnings calendar, earnings release schedule, quarterly results date feed, late-filing NT-10 tracker, or earnings-date estimator. | | earnings-calendar-api | (0.03 USDC/call) Finds company earnings dates from SEC filings: 8-K Item 2.02, 10-Q, 10-K, NT filing signals, fiscal periods, and next-earnings cadence estimates. Same EDGAR-backed handler as earnings-calendar. Use it as an earnings calendar API, next earnings date API, or SEC earnings filing calendar. | | earnings-call-transcribe | (0.03 USDC/call) Transcribes a company earnings call from its publicly posted investor-relations webcast or replay audio URL, then optionally turns that transcript into a structured summary. Send audio_url plus an optional ticker and a summarize flag; the endpoint runs the audio through Whisper v3 for a full transcript and, when summarize is true, produces prepared remarks, Q&A highlights, guidance changes, and key metrics via LLM. Returns transcript, transcript_chars, duration_seconds, detected language, and the summary object when requested. Use it as an earnings call transcription API, IR webcast transcriber, or earnings call summary generator for earnings-prep agents, investor relations teams, and automated post-call research. | | earnings-transcript | (0.03 USDC/call) Earnings call transcript generator. Submit any IR webcast or replay URL — Whisper v3 returns a full transcript, plus an optional Venice structured summary (prepared remarks, Q&A, guidance, key metrics). Same backend as earnings-call-transcribe under a clearer slug. | | edgar-filings | (0.01 USDC/call) EDGAR filings API / edgar filings lookup / SEC filing search / SEC EDGAR company filings feed. Same backend as sec-filing for agents searching public-company 10-K, 10-Q, 8-K, S-1, DEF 14A, Form 4, and 13F-HR filings by ticker or CIK, with filing metadata, document URLs, optional full text, and optional executive summaries from public-domain SEC data. | | embedded-finance-score | (0.01 USDC/call) Scores an embedded lending, payments, or wallet program on integration quality and risk, returning a 0-100 score. Grades compliance maturity, KYC coverage, API uptime, conversion lift, and chargeback or loss rate, with grade, recommendation, metrics, and drivers. Use it as an embedded finance score API, fintech integration quality check, or compliance KYC uptime conversion chargeback scorer. | | embedded-finance-score-api | (0.01 USDC/call) Scores embedded finance programs on compliance and conversion lift. Same model as embedded-finance-score, exposed under the buyer keyword used in demand searches. Use it as an embedded finance score API or fintech integration scoring tool. | | emergency-fund-calculator | (0.01 USDC/call) Calculates your emergency fund target and how long reaching it will take at your current savings pace. Computes the recommended target (essential monthly expenses x target months), current coverage ratio, months of expenses already saved, shortfall, monthly surplus, and months to reach the target, plus a readiness score, drivers, and recommendation. Use it as an emergency fund calculator API, rainy-day fund target, months-of-expenses runway check, or savings cushion planner. | | equipment-finance-score | (0.01 USDC/call) Scores the risk of an equipment loan or lease, returning a weighted score and grade. Evaluates lessee credit, collateral coverage, equity cushion, and term-vs-useful-life fit, with drivers and recommendation. Use it as an equipment finance score API or equipment financing risk scorer with collateral coverage analysis. | | exchange-rates | (0.002 USDC/call) Exchange rates. Latest or historical FX rates between currencies, sourced from the European Central Bank (Frankfurter API). 30+ currency pairs. Optional amount conversion. No commercial restrictions. Specify a base currency (default USD), an optional quote currency or list, an optional date (YYYY-MM-DD or 'latest'), and an optional amount to also receive a converted value when a single quote is supplied. | | fda-calendar | (0.03 USDC/call) Tracks upcoming FDA Advisory Committee (AdComm) meetings, a catalyst calendar for biotech. Pulls upcoming and recent FDA Advisory Committee meeting notices from the Federal Register API (federalregister.gov), filters for AdComm-class meetings, and returns each with title, committee, meeting date, docket info, and source URL. Covers vaccine, oncology, and cardiovascular AdComm dates among others; filter by free-text search and cap result count. Federal public data, no auth. Use it as an FDA AdComm calendar, PDUFA-adjacent catalyst feed, drug-approval committee schedule, biotech FDA event watch, or Federal Register FDA notice scanner. | | fda-calendar-api | (0.03 USDC/call) Tracks FDA advisory committee meetings, monitoring upcoming and recent AdComm notices, docket ids, committee names, and meeting dates. Same Federal Register-backed handler as fda-calendar. Use it as an FDA calendar API, advisory committee meeting tracker, or biotech catalyst feed. | | fec-political-contributions | (0.04 USDC/call) Searches FEC records of political donations to federal candidates, PACs, and super PACs to see who donated to whom. Wraps api.open.fec.gov individual_contributions (Schedule A itemized donor records). Filter by donor name (last+first), recipient committee_id, candidate_id, election cycle, contributor state, and min/max amount; returns itemized contributions with donor name + employer + occupation, recipient committee, amount, date, and FEC source link. Federal public data. Use it as a campaign contributions search, an OpenSecrets-style finance feed, or a lobbyist-money tracker. | | home-affordability-payment | (0.01 USDC/call) Estimates the monthly housing payment for home affordability checks. Same backend as mortgage-payment-calculator, returning PITI, escrow components, optional housing DTI, score, and recommendation. Use it as a home affordability payment API, monthly mortgage payment calculator, or housing DTI estimator. | | insider-form-4 | (0.01 USDC/call) Tracks SEC Form 4 insider transactions: recent officer, director, and 10%+ beneficial owner trades for a US-listed ticker (or CIK). Each transaction includes the reporting owner, role (officer / director / 10%+ owner), filing date, period of report, transaction code (P=purchase, S=sale, A=grant, M=exercise, F=tax, etc.), shares, price, post-transaction holdings, and EDGAR document URL. Public-domain SEC EDGAR data — no auth, no rate-limit headache. Use it as an insider trading feed, Section 16 tracker, executive buy-sell tracker, or EDGAR Form 4 normalizer. | | insider-trading | (0.01 USDC/call) Insider trading feed. Recent SEC Form 4 transactions for any US-listed ticker — officer, director, and 10% beneficial owner buys and sells. Returns transaction code (P=purchase, S=sale, A=grant, M=exercise), shares, price, post-transaction holdings, filed date, and EDGAR document URL. Wraps the same EDGAR-backed source as insider-form-4 under a more search-friendly name. Federal public data. | | inventory-finance-score | (0.01 USDC/call) Scores the risk of an inventory financing facility, returning a weighted score and grade. Evaluates turnover, obsolescence risk, advance discipline, and margin cushion, with drivers and recommendation. Use it as an inventory finance score API or an inventory turns + obsolescence + advance-rate risk scorer. | | invoice-discount-api | (0.01 USDC/call) Calculates early payment discount APR and factoring economics. Same calculator as invoice-discount-calculator, exposed under likely buyer search terms. Use it as an invoice discount API or early payment discount APR API. | | invoice-discount-calculator | (0.01 USDC/call) Calculates the true cost of an early payment discount or invoice factoring offer. Computes discount dollars, net cash received, effective APR, advance amount, and premium versus cost of capital for invoice acceleration decisions. Use it as an invoice discount calculator API, early payment discount APR tool, factoring discount economics check, or AR acceleration calculator. | | invoice-factoring-calculator | (0.01 USDC/call) Calculates the economics of factoring an invoice: advance, discount, and effective APR. Same backend as invoice-discount-calculator, focused on advance rate, discount amount, effective APR, and capital-cost premium. Use it as an invoice factoring calculator, factoring discount APR API, or invoice advance economics tool. | | invoice-factoring-score | (0.01 USDC/call) Scores the risk and quality of an invoice factoring facility, returning a weighted score and grade. Evaluates debtor credit, advance-rate economics, fee burden, dilution, and debtor concentration, with drivers and recommendation. Use it as an invoice factoring score API, receivables factoring risk score, or factoring deal quality scorer. | | kalshi-markets | (0.005 USDC/call) Lists live Kalshi event contract markets from api.elections.kalshi.com, with filters for status, series ticker, event ticker, free-text query, and minimum volume. Prices converted from cents to 0-1 probabilities for easy cross-venue compare. DATA only, no order entry. Use it as a Kalshi API, CFTC-regulated prediction markets browser, or KalshiEX markets list. | | litigation-finance-score | (0.01 USDC/call) Scores the investment merit of a litigation finance opportunity. Evaluates claim value, probability of success, legal budget, expected duration, collectability, and enforceability, returning expected value after legal costs, budget-to-claim ratio, a 0-100 score, grade, recommendation, and driver breakdown. Use it as a lawsuit investment merit score, legal claim funding calculator, or case finance underwriting tool. | | litigation-finance-score-api | (0.01 USDC/call) Scores litigation finance and legal claim funding risk. Same finance model as litigation-finance-score, exposed under the buyer keyword used in demand searches. Use it as a litigation finance score API, legal claim finance risk API, or case funding scorer. | | loan-amortization-calculator | (0.01 USDC/call) Calculates a loan's amortization and shows how extra payments shorten payoff and cut interest. Computes scheduled monthly payment, payoff months, total interest, total paid, and interest saved from extra monthly payments. Use it as a loan amortization calculator API, debt payoff schedule, or extra payment interest savings calculator. | | ltv-cac-calculator | (0.01 USDC/call) Calculates the LTV to CAC ratio and payback period for SaaS unit economics. Same backend as unit-economics-calculator, returning LTV, LTV/CAC, CAC payback months, margin, churn, score, and recommendation. Use it as an LTV CAC calculator, SaaS unit economics API, or payback period calculator. | | market-filter | (0.005 USDC/call) Filters Polymarket prediction markets by query, category, tag, liquidity, open/closed status, and sort order, on a demand-matching route. Data-only public market research endpoint; no wallet filtering or trade execution. Use it as a Polymarket filter API or market screener. | | markets | (0.005 USDC/call) Lists and searches Polymarket prediction markets, backed by gamma-api public market data under an exact buyer-demand slug. Filter active/closed markets by query, category, tag, liquidity, sort order, limit, and offset. Returns questions, slugs, outcomes, implied prices, liquidity, volume, and URLs. Data-only; no trading or order routing. Use it as a markets API or prediction markets list and search. | | merchant-cash-advance-score | (0.01 USDC/call) Scores the risk of a merchant cash advance (MCA) deal, returning a weighted score and grade. Evaluates revenue strength, factor-rate burden, holdback sustainability, revenue stability, and business tenure, with drivers and recommendation. Use it as a merchant cash advance score API, MCA deal risk scorer, or small business revenue financing score. | | mortgage-payment-calculator | (0.01 USDC/call) Calculates a full monthly mortgage payment including principal, interest, taxes, insurance, HOA, and PMI. Computes loan amount, principal-and-interest payment, escrow components, total monthly payment, optional housing DTI, score, drivers, and recommendation. Use it as a mortgage payment calculator API, PITI calculator, or home affordability payment estimator. | | mortgage-refinance-calculator | (0.01 USDC/call) Calculates mortgage refinance savings and the break-even point. Same backend as refinance-analysis-calculator, surfaced for buyers comparing current loan balance, current rate, new rate, closing costs, monthly savings, and break-even months. Use it as a mortgage refinance calculator, refi savings calculator, or refinance break-even analysis. | | patent-search | (0.05 USDC/call) Searches issued US patents and published applications through the USPTO Open Data Portal. Filter by free-text keywords, inventor last-name, assignee/owner, CPC class (e.g. 'G06N' for AI/ML), filing-date floor/ceiling, and limit. Returns each match's application number, title, abstract, inventors, assignees, filing/publication dates, and CPC classifications, plus an optional Venice plain-English summary of the top result. Use it as a USPTO patent search, US patent database, Google Patents alternative, prior-art finder, freedom-to-operate research tool, inventor and assignee patent lookup, CPC classification browser, patent-filing date-range query, or patent landscape feed. | | patent-search-api | (0.05 USDC/call) Search USPTO patents by keyword, inventor, assignee, CPC class, or filing date range. Returns abstracts, inventors, assignees, and publication numbers from the USPTO Open Data backend — a patent lookup and prior-art search endpoint for agents. | | piti-calculator | (0.01 USDC/call) Calculates a PITI mortgage payment: principal, interest, taxes, and insurance. Same backend as mortgage-payment-calculator, exposed under the short real-estate finance keyword for monthly housing payment workflows. Use it as a PITI calculator, principal interest tax insurance payment API, or mortgage payment estimate. | | polymarket-filter | (0.005 USDC/call) Filters and searches active Polymarket prediction markets by category, keyword query, tag, liquidity threshold, and sort order. Send category, query, tag, active/closed flags, min_liquidity, limit, and order (by 24h volume, liquidity, or dates); the endpoint pulls a page from Polymarket's public gamma-api and applies the query, category, and liquidity filters server-side, returning markets with question, outcomes, outcome_prices, volume, and liquidity for each. This is market-data filtering only. It does not filter wallets by trade history and does not place trades. Use it as a Polymarket filter API, prediction market search tool, or market-data screener for forecasting research, sentiment monitoring, and arbitrage scanning. | | polymarket-kalshi-arbitrage | (0.02 USDC/call) Scans for arbitrage between Polymarket and Kalshi prediction markets. Pulls active markets from both venues, fuzzy-matches by title (Jaccard token overlap), and reports pairs whose implied YES probabilities diverge beyond a configurable threshold. Output is data-only: spread metrics, no trade execution. Useful for cross-market sentiment timing and signal triangulation. Use it as a cross-venue spread scanner, event price arbitrage detector, or Polymarket vs Kalshi comparison. | | polymarket-leaderboard | (0.005 USDC/call) Returns the Polymarket leaderboard: top accounts by realized profit OR notional volume over 1d/1w/1m/all-time windows. Includes proxy wallet, pseudonym, bio, amount in USD. DATA only. Use it to find top traders, Polymarket whales, profit or volume leaderboards, and prediction market rankings. | | polymarket-markets | (0.005 USDC/call) Lists live Polymarket prediction markets from gamma-api, with filters for category, tag, free-text query, and minimum liquidity. Returns market question, current YES/NO outcome prices (implied probabilities), 24-hr volume, liquidity, end date. DATA-ONLY, no trading. Useful for agent forecasting research and arbitrage detection. Use it as a Polymarket API, prediction market data feed, crypto-settled betting odds source, event odds lookup, or Polymarket browse endpoint. | | polymarket-search | (0.005 USDC/call) Searches Polymarket prediction markets by question, description, and slug over the returned market page, with optional category/tag/liquidity filters. Data-only; no betting, trading, or order execution. Use it as a Polymarket search API or market query endpoint. | | polymarket-trades | (0.005 USDC/call) Recent trades from any Polymarket market (by slug or conditionId) or for a specific wallet. Returns side, size, price, timestamp, trader pseudonym, on-chain tx hash, and computed notional USD. A data-only Polymarket trade feed for prediction-market and on-chain bet-history research. | | prediction-markets | (0.005 USDC/call) List and search active Polymarket prediction markets with outcome probabilities, liquidity, volume, end dates, and URLs. Data-only market research for event odds — no trade signals, custody, or execution. | | project-finance-score | (0.01 USDC/call) Scores the bankability of a project finance structure for infrastructure deals, returning a 0-100 score. Weighs debt service coverage, debt-to-equity leverage, offtake contract quality, construction risk, and sponsor strength; returns grade, recommendation, metrics, and drivers. Use it as a project finance score API, infrastructure finance structure quality check, or DSCR leverage offtake construction-risk calculator. | | project-finance-score-api | (0.01 USDC/call) Scores project finance deals on DSCR, offtake, and construction risk. Same model as project-finance-score, exposed under the buyer keyword used in demand searches. Use it as a project finance score API, DSCR project risk scoring tool, or offtake and construction risk calculator. | | purchase-order-finance-score | (0.01 USDC/call) Scores the risk of a purchase order (PO) financing deal, returning a weighted score and grade. Evaluates end-buyer credit, supplier reliability, margin cushion, and fulfillment speed, with drivers and recommendation. Use it as a purchase order finance score API or PO financing risk scorer with supplier reliability + buyer credit + margin analysis. | | refi-break-even-calculator | (0.01 USDC/call) Calculates how many months a mortgage refinance takes to pay back its closing costs. Same backend as refinance-analysis-calculator, focused on break-even months, net savings over hold horizon, and payment delta. Use it as a refi break-even calculator, closing-cost payback calculator, or mortgage refinance savings API. | | refinance-analysis-calculator | (0.01 USDC/call) Analyzes whether a mortgage refinance makes financial sense. Compares the current loan against the proposed refinance, computes current and new payment, monthly savings, break-even months, and gross and net savings over the hold horizon, then scores whether the refi economics are attractive. Use it as a rate-and-term refi calculator, break-even month calculator, closing-cost payback tool, or monthly payment savings estimator. | | refinance-analysis-calculator-api | (0.01 USDC/call) Analyzes whether a mortgage refinance pays off, including the break-even point. Same calculator as refinance-analysis-calculator, exposed under the buyer keyword used in demand searches. Use it as a refinance analysis calculator API, mortgage refinance API, or refi break-even API. | | revenue-based-financing-score | (0.01 USDC/call) Scores a revenue based financing (RBF) facility, returning a weighted score and grade. Evaluates revenue scale, growth, margin quality, repayment burden (cap multiple), and retention, with drivers and recommendation. Use it as a revenue based financing score API, RBF deal scorer, or recurring-revenue lending risk score with MRR + growth + cap-multiple analysis. | | roi-calculator | (0.01 USDC/call) Calculates return on investment from an initial investment plus final value or net profit. Returns ROI percent, annualized return, money multiple, score, drivers, and recommendation. Use it as an ROI calculator API, CAGR calculator, or money multiple calculator. | | rule-of-40-calculator | (0.01 USDC/call) Calculates the rule of 40 from ARR growth rate plus EBITDA (or gross) margin, then folds it into a full operating-metrics score alongside net revenue retention, burn multiple, magic number, and logo churn. Same calculator as saas-metrics-score, listed here for buyers who specifically search rule of 40. Send arr, growth_rate_pct, gross_margin_pct, net_revenue_retention_pct, burn_multiple, magic_number, ebitda_margin_pct, and logo_churn_pct; the response returns score, grade, a written recommendation, the underlying metrics, and per-driver weights. It runs as a deterministic in-process finance calculator, not a call to an external data provider. Use it as a rule of 40 calculator, SaaS benchmark score, or operating-efficiency check for diligence and investor updates. | | saas-benchmark-score | (0.01 USDC/call) Grades a SaaS company's operating metrics against benchmarks. Same backend as saas-metrics-score, exposed for SaaS diligence agents. Use it as a SaaS benchmark score API, operating metrics grader, or an ARR growth NRR gross margin burn multiple magic number analysis. | | saas-metrics-api | (0.01 USDC/call) Scores SaaS operating metrics: rule of 40, net revenue retention, burn multiple, magic number, and logo churn, then returns a single grade with a written recommendation. Same operating-finance calculator as saas-metrics-score, offered under a name buyers searching for a general SaaS metrics tool are more likely to type. Send arr, growth_rate_pct, gross_margin_pct, net_revenue_retention_pct, burn_multiple, magic_number, ebitda_margin_pct, and logo_churn_pct; get back a score, grade, recommendation, the computed metrics, and per-driver scoring detail. Runs as a deterministic in-process calculator with no upstream API dependency. Use it as a SaaS metrics API, rule-of-40 calculator, or operating benchmark scorer for diligence checklists and board decks. | | saas-metrics-score | (0.01 USDC/call) Scores a SaaS business on the rule of 40 and core operating metrics. Computes rule-of-40, retention, gross margin, burn efficiency, sales efficiency, logo churn, weighted score, and driver notes. Use it as a SaaS metrics score API, net revenue retention score, burn multiple and magic number analysis, or SaaS benchmark score. | | sec-13f-api | (0.05 USDC/call) Track how institutional investors changed their stock positions between two SEC 13F-HR filings, no manual XML diffing required. Same 13f-deltas backend: given a CIK, it pulls the two most recent 13F-HR filings and diffs them into positions added, exited, increased, and reduced, each with dollar and share deltas. Send a CIK and an optional holdings limit; get back the delta lists ready for a fund-tracking dashboard or due-diligence workflow. Use it as a SEC 13F API, hedge fund position tracker, or institutional holdings delta feed. | | sec-filing | (0.01 USDC/call) Fetches, parses, and summarizes SEC EDGAR filings for any public company by ticker or CIK. Resolves ticker to CIK against EDGAR, returns structured filing metadata (form, filed_date, accession_number, period_of_report, primary_document_url) for the most recent N filings of a chosen form type, optionally pulls the latest filing's full clean text, and optionally runs it through a Venice executive summary tuned to the form type. Covers 10-K, 10-Q, 8-K, S-1, S-4, DEF 14A, Form 4, and 13F-HR: annual and quarterly reports, proxies, insider trading, and institutional holdings. 100% public-domain SEC data, no auth. Use it as a SEC filings API, SEC filing search by ticker or CIK, or public-company filing pull. | | sec-filings | (0.01 USDC/call) Searches SEC EDGAR company filings by ticker or CIK: 10-K, 10-Q, 8-K, S-1, DEF 14A, Form 4, and 13F-HR. Same SEC EDGAR backend as sec-filing, with plural buyer wording for agents searching filing feeds. Use it as a SEC filings API or EDGAR company filing search. | | sec-xbrl-api | (0.05 USDC/call) Serves SEC XBRL fundamentals as a time series, replacing paid fundamentals feeds with public SEC line-item data. Same xbrl-financials handler. Use it as a SEC XBRL API, EDGAR company facts source, or fundamentals time-series endpoint. | | startup-runway-calculator | (0.01 USDC/call) Calculates a startup's cash runway and the burn cut needed to hit a target. Computes net monthly burn, static runway, dynamic runway with revenue growth, burn reduction needed for target runway, score, drivers, and recommendation. Use it as a startup runway calculator API, burn multiple check, or founder finance planning tool. | | supply-chain-finance-score | (0.01 USDC/call) Scores the design quality of a supply chain finance (SCF) program from 0-100. Evaluates buyer credit, supplier risk, discount economics, days accelerated, automation maturity, and supplier concentration, returning score, grade, recommendation, metrics, and a weighted driver breakdown. Use it as an early-pay discount score, reverse factoring calculator, or supplier finance underwriting tool. | | supply-chain-finance-score-api | (0.01 USDC/call) Scores supply chain finance and supplier finance risk. Same finance model as supply-chain-finance-score, exposed under the buyer keyword used in demand searches. Use it as a supply chain finance score API, supplier finance risk API, or invoice acceleration scorer. | | tariff-duty-scenario | (0.02 USDC/call) Calculates import duty what-if scenarios: current vs proposed duty and landed-cost deltas from caller-supplied values, rates, freight, insurance, quantity, origin, destination, and optional HTS code. Scenario math only: does not choose final HTS classification, act as customs broker, or file customs documents. Use it as a tariff duty scenario calculator, landed cost delta API, or HTS cost scenario tool. | | trade-finance-risk-score | (0.01 USDC/call) Scores the risk of a trade finance transaction from 0-100. Evaluates buyer credit, country and sanctions risk, tenor, collateral coverage, documentation quality, and FX risk, returning score, grade, recommendation, metrics, and weighted drivers. Use it as an import-export finance underwriting tool, LC transaction risk calculator, or a country, buyer, collateral, and documentation scorer. | | trade-finance-risk-score-api | (0.01 USDC/call) Scores trade finance and export finance risk, including tenor and collateral. Same calculator as trade-finance-risk-score, exposed under the buyer keyword used in demand searches. Use it as a trade finance risk score API, export finance risk API, or tenor and collateral scoring tool. | | trademark-search | (0.03 USDC/call) Looks up any US trademark by serial number or registration number via the federal public TSDR API. Returns mark text, owner, status, filing date, classes, and goods/services. Use it as a trademark search, USPTO trademark lookup, or federal trademark database query. | | transition-finance-score | (0.01 USDC/call) Scores the credibility of a climate transition plan for financing, returning a 0-100 credibility score. Weighs baseline emissions, target reduction, years to target, verification quality, and capex intensity; returns annual abatement, grade, recommendation, and weighted drivers. Use it as a transition finance score API, emissions reduction finance calculator, or transition-aligned capital scoring tool. | | transition-finance-score-api | (0.01 USDC/call) Scores climate transition finance plans on credibility. Same model as transition-finance-score, exposed under the buyer keyword used in demand searches. Use it as a transition finance score API or emissions-reduction finance score. | | unit-economics-calculator | (0.01 USDC/call) Calculates SaaS unit economics: LTV, LTV to CAC, and CAC payback period. Computes monthly gross profit, estimated customer lifetime, LTV, LTV/CAC, CAC payback months, score, drivers, and recommendation. Use it as a unit economics calculator API or an ARPU gross margin churn calculator. | | uspto-trademark-search | (0.03 USDC/call) Looks up the current status of a US trademark by serial number or registration number against the USPTO's own TSDR (Trademark Status and Document Retrieval) database. This is an ID lookup, not free-text search; USPTO does not publish a public free-text trademark search API. Send serial_number or registration_number and get back mark text, owner, status category, filing date, registration date, Nice classification classes, and goods/services descriptions. Use it as a trademark status checker, USPTO TSDR lookup, or trademark registration verification tool for brand due diligence, IP monitoring, and agent-led trademark checks before filing or licensing. | | working-capital-calculator | (0.01 USDC/call) Calculates working capital efficiency, cash conversion days, and cash-release opportunity from operating balances. Returns DSO, DIO, DPO, working capital tied up, and the gap to a target cycle. Use it as a working capital calculator, cash tied-up calculator, or operating liquidity analysis API. | | working-capital-cycle | (0.01 USDC/call) Calculates the cash conversion cycle and how much cash is tied up in working capital. Computes days sales outstanding, days inventory outstanding, days payables outstanding, cash conversion cycle, working capital tied up, and cash release opportunity versus target. Use it as a working capital cycle API, DSO DIO DPO analysis, or cash release opportunity scorer. | | working-capital-cycle-api | (0.01 USDC/call) Calculates the working capital cycle and cash conversion cycle. Same business finance calculator as working-capital-cycle, exposed under the buyer keyword used in demand searches. Use it as a working capital cycle API, cash conversion cycle API, or DSO DIO DPO calculator. | | xbrl-api | (0.05 USDC/call) Pulls public financial statement data from SEC Company Facts: revenue, net income, EPS, assets, cash, operating cash flow, units, form type, and fiscal period metadata. Same backend as xbrl-financials. Use it as an XBRL API or SEC company facts API. | | xbrl-financials | (0.05 USDC/call) Pulls company fundamentals as structured time-series straight from SEC XBRL filings. For a US-listed ticker (or CIK), returns revenue, net_income, EPS (basic/diluted), total_assets, cash, operating_cash_flow, and dozens more line items, each with value, unit (USD, USD/shares, shares), period start/end, fiscal year/quarter, form (10-K / 10-Q), and underlying XBRL concept. Wraps the EDGAR Company Facts API; public-domain SEC data, a Bloomberg/CapIQ-substitute for fundamentals. Use it as a SEC XBRL financials API, income-statement and balance-sheet feed, revenue + net-income + EPS history source, or 10-K + 10-Q line-item extractor. |

How it works

1. Agent calls a tool (e.g. 13f-deltas).
2. MCP server POSTs to https://x402.agentutility.ai/13f-deltas.
3. The endpoint responds HTTP 402 with payment instructions.
4. The MCP server signs an EIP-3009 USDC transfer authorization with X402_PRIVATE_KEY and retries.
5. CDP facilitator settles on Base.
6. The endpoint returns the actual response.

The agent never sees the payment flow — it just gets the result.

Links

• Cluster overview: https://agentutility.ai/edge-finance/
• All MCP packages: https://mcp.agentutility.ai/
• Source: https://github.com/rooz21/x402/tree/main/packages/mcp-edge-finance

Version: 0.19.0 · License: MIT