Web Form 2.0

We have revised and improved the previous finAPI Web Form. The new finAPI Web Form 2.0 offers additional advantages for both you and your customers.

• Easy integration: fewer API endpoints and simplified interface handling (XS2A, FINTS, Scraper) in the background on the finAPI side, resulting in less effort and testing
• UX-driven: Improved user experience through optimized UX/UI
• Integrated bank search
• Integrated SCA (Strong Customer Authentication methods)
• White-labeling function: use your logo, colors, and font and much more
• Responsive design for desktop, tablet and smartphone
• Easy embedding in web applications and mobile applications
• Multilingual: currently supported languages are CS, DE, EN, ES, FR, IT, NL, PL, RO, SK, and TR

When to use the Web Form?

With finAPI’s Web Form 2.0 REST Services, we aim to provide the best possible version of the Web Form for customers to present to end users for their use cases. But when should you use the Web Form?

As a customer of finAPI services, the regulatory requirements of the European PSD2 regulation (ZAG law in Germany) may apply to you (please consult your lawyer or national financial regulator for advice).

If you do not have the permission or license from your national financial regulator to provide PSD2-relevant services, the German regulator requires you to meet the minimum requirements for not processing bank credentials or accessing banks directly. To enable finAPI customers without a PSD2 license from their regulator to meet this minimum requirement, we created the finAPI PSD2 Web Form. Please note that additional regulatory requirements may apply to your business and that finAPI cannot provide legal advice. Here is an overview of the different regulatory permissions and their implications for the use of the finAPI Web Form:

| Customer’s Regulatory permission | Web Form required for | |------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | No regulatory permission | - import/update bank connection- edit bank connection (editing end-user bank credentials)- execute SEPA Money Transfer (SCT)- execute SEPA Direct Debit (SDD) | | Payments (PIS/ZAD) | - import/update bank connection (batch updates)- edit bank connection (editing end-user bank credentials) | | Account Information (AIS/KID) | - execute SEPA Money Transfer (SCT)- execute SEPA Instant Money Transfer (SCT-Inst)- execute SEPA Direct Debit (SDD) | | Fully regulated (both AIS/KID + PIS/ZAD) | - optional (no Web Form required for any finAPI service) |

Further information

Information for developers (API references and the public documentation) can be found in the finAPI Developer Portal.