@loan-risk/core

Core TypeScript loan risk analysis engine with plugin architecture, hooks system, and extensible rule processing.

Installation

pnpm add @loan-risk/core

Features

• Risk scoring engine
• Plugin architecture
• Hooks support
• Fraud detection
• Type-safe APIs
• Extensible rule processing

Usage

import { calculateRisk } from "@loan-risk/core";

const result = await calculateRisk({
  fullName: "Aparna Nikam",
  age: 28,
  monthlyIncome: 90000,
  monthlyEMI: 15000,
  requestedLoanAmount: 500000,
  creditScore: 760,
  employmentType: "SALARIED",
});

console.log(result);

Example Result

{
  "score": 85,
  "riskLevel": "LOW",
  "approved": true
}

Hooks Example

await calculateRisk(applicant, undefined, {
  hooks: {
    beforeCalculate: async () => {
      console.log("Started");
    },

    afterCalculate: async (ctx) => {
      console.log(ctx.result);
    },
  },
});

Plugin Example

import { createRiskEngine } from "@loan-risk/core";

const engine = createRiskEngine();

engine.use({
  name: "CUSTOM_PLUGIN",

  rules: [
    {
      name: "CUSTOM_RULE",

      async execute() {
        return {
          scoreImpact: -5,
        };
      },
    },
  ],
});

License

MIT