Starling Bank

Access your Starling Bank account to view balances, list transactions, manage payees, control cards, and handle savings goals.

Note: This is a third-party integration using the official Starling Bank API. It is not affiliated with Starling Bank.

Setup

Get your access token

1. Sign up at https://developer.starlingbank.com/signup
2. Link your Starling Bank account at https://developer.starlingbank.com/settings/account
3. Create a personal access token at https://developer.starlingbank.com/personal/token

Install dependencies

bun add starling-bank-mcp @modelcontextprotocol/sdk

Configure environment

# Required
STARLING_BANK_ACCESS_TOKEN=your-personal-access-token

Select token scopes

Choose scopes based on what you need:

| Scope | Description | |-------|-------------| | account:read | View accounts | | balance:read | View balances | | transaction:read | View transactions | | payee:read | View payees | | payee:create | Create payees | | payee:delete | Delete payees | | card:read | View cards | | card:control | Lock/unlock cards | | direct-debit:read | View direct debits | | standing-order:read | View standing orders | | savings-goal:read | View savings goals | | savings-goal:create | Create savings goals | | savings-goal:transfer | Move money to/from goals |

Available tools

Account tools

• starling-bank-accounts-list - List all accounts
• starling-bank-account-balance-get - Get account balance
• starling-bank-account-holder-get - Get account holder details
• starling-bank-account-identifiers-get - Get sort code and account number

Transaction tools

• starling-bank-transactions-list - List transactions with date range
• starling-bank-feed-item-get - Get transaction details
• starling-bank-feed-item-spending-category-update - Update transaction category
• starling-bank-feed-item-note-update - Add note to transaction
• starling-bank-feed-item-attachment-upload - Upload receipt
• starling-bank-feed-item-attachment-download - Download receipt

Payee tools

• starling-bank-payees-list - List saved payees
• starling-bank-payee-create - Create new payee
• starling-bank-payee-delete - Delete payee

Card tools

• starling-bank-cards-list - List cards
• starling-bank-card-lock-update - Lock or unlock card

Payment tools

• starling-bank-direct-debits-list - List direct debits
• starling-bank-standing-orders-list - List standing orders
• starling-bank-payment-create - Create payment (requires payment signing)

Savings goals

• starling-bank-savings-goals-list - List savings goals
• starling-bank-savings-goal-create - Create savings goal
• starling-bank-savings-goal-update - Update savings goal
• starling-bank-savings-goal-delete - Delete savings goal
• starling-bank-savings-goal-deposit - Add money to goal
• starling-bank-savings-goal-withdraw - Withdraw from goal

Example queries

"show my starling account balance"
"list recent transactions from starling"
"get my starling account details"
"show my direct debits"
"list my savings goals"

Read-only mode

Enable read-only mode to prevent any write operations:

pets read-only starling-bank on

This disables tools that create, update, or delete data.

Troubleshooting

"insufficient_scope" Error

Your access token doesn't have the required permissions. Create a new token at developer.starlingbank.com with the appropriate scopes.

Making Payments

Payment creation requires additional setup for payment signing. See the Payment Signing Setup Guide.

Technical notes

This plugin uses the starling-bank-mcp npm package which implements the Model Context Protocol (MCP) to communicate with the Starling Bank API.

Source: https://github.com/domdomegg/starling-bank-mcp