Optimal Blue Connection

Connects your agent to Optimal Blue for mortgage pricing and product eligibility. Pull rate quotes, check product eligibility, view investor pricing, and monitor lock desk activity. Read-only for quotes; lock requests require confirmation.

Authentication

API key with originator credentials.

• api_key — Optimal Blue API key
• originator_id — Your originator ID in Optimal Blue

Endpoints

Rate Quotes

• POST /v1/pricing/quotes — Get rate/price quotes for a loan scenario
• GET /v1/pricing/quotes/{id} — Get saved quote detail

Product Eligibility

• POST /v1/products/eligible — Check eligible products for loan parameters
• GET /v1/products/{id} — Get product detail with guidelines

Lock Desk

• GET /v1/locks — List pending and confirmed locks
• POST /v1/locks — Submit lock request (requires confirmation)

Rules

• Rate limit: 100 requests/minute
• Lock requests always require confirmation with rate, price, and expiration
• The agent compares quotes across investors automatically
• Pricing is point-in-time — the agent notes quote timestamp
• The agent flags when rates have moved significantly since last quote