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@toolsnap/loan-calculator

v1.0.0

Published

Free online Loan Calculator. Calculate monthly payments, total interest, and amortization schedules for any loan type.

Vulnerabilities

Powered byPowered by Snyk
  • 0High
  • 0Medium
  • 0Low

Links

Git

Maintainers

lwhittmylwhittmy

Keywords

loancalculatormonthly paymentamortizationinterestmortgageauto loanfinance

Readme

Loan Calculator

Free online Loan Calculator — calculate monthly payments, total interest, and full amortization schedules for any loan type.

Installation

npm install @toolsnap/loan-calculator

Usage

const { monthlyPayment, amortizationSchedule, compareLoans } = require('@toolsnap/loan-calculator');

// Calculate monthly payment: $300,000 at 6.5% for 30 years
const result = monthlyPayment(300000, 0.065, 360);
console.log(result);
// { monthlyPayment: 1896.20, totalInterest: 382631.57, totalCost: 682631.57 }

// Full amortization schedule
const schedule = amortizationSchedule(300000, 0.065, 360);
console.log(schedule[0]);
// { month: 1, payment: 1896.2, principal: 271.2, interest: 1625, balance: 299728.8 }

// Compare two loans
const comparison = compareLoans(
  { principal: 250000, rate: 0.06, months: 360 },
  { principal: 250000, rate: 0.055, months: 360 }
);
console.log(comparison.savings); // Savings from lower rate

Related Tools

License

MIT