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@toolsnap/mortgage-calculator-utils

v1.0.0

Published

Lightweight mortgage calculation utilities — monthly payment, amortization schedule, interest breakdown, and more.

Downloads

56

Vulnerabilities

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  • 0Medium
  • 0Low

Links

Git

Maintainers

lwhittmylwhittmy

Keywords

mortgagecalculatorloanamortizationfinanceinterest-rate

Readme

@toolsnap/mortgage-calculator-utils

Lightweight, zero-dependency mortgage calculation utilities for Node.js and the browser.

Install

npm install @toolsnap/mortgage-calculator-utils

API

monthlyPayment(principal, annualRate, years)

Calculate fixed-rate monthly mortgage payment.

const { monthlyPayment } = require('@toolsnap/mortgage-calculator-utils');
monthlyPayment(300000, 0.065, 30); // 1896.20

amortizationSchedule(principal, annualRate, years)

Generate a full month-by-month amortization schedule.

totalInterest(principal, annualRate, years)

Total interest paid over the life of the loan.

effectiveRate(nominalRate, periods)

Effective annual rate from nominal rate.

maxLoanAmount(monthlyBudget, annualRate, years)

Maximum loan amount you can afford given a monthly budget.

Online Calculator

For a full-featured mortgage calculator with extra payment options, comparison tables, and a printable amortization schedule, check out RiseTop Mortgage Calculator.

License

MIT