agora-pay-mcp

Give any AI agent a wallet, a budget, and street-smarts on Arc — in one config line.

An MCP server that lets Claude, Cursor, Codex, or any custom agent autonomously discover and pay per-call for services in USDC on Arc (as little as $0.000001), with a hard budget cap it can never exceed and an on-chain trust check before it spends. No account, no subscription, no API keys.

Install (one line)

Claude Desktop / Claude Code / Cursor — add to your MCP config:

{
  "mcpServers": {
    "agora-pay": { "command": "npx", "args": ["-y", "agora-pay-mcp"] }
  }
}

That's it. Point it at your own Agora gateway with "env": { "AGORA_URL": "https://your-gateway" } — it defaults to the hosted demo at https://agora-j52a.onrender.com.

The tools your agent gets

| Tool | What it does | | --- | --- | | open_tab(capUsdc) | Open a budget-capped wallet. The cap is a hard limit — the agent can never overspend. | | list_services() | Discover services with price + TRUST verdict (TRUSTED / NEUTRAL / RISKY / AVOID). | | check_trust(target) | On-chain trust profile of a service before paying it. | | call_service(service, input) | Pay per-call over x402; charged only if the service delivers. Returns result + tx + remaining budget. | | get_bill() | Budget, spent, remaining, and every call. |

Try it

Ask your agent: "You have a $0.05 budget on Agora. Get me the live price of Bitcoin — but check the service's trust first, and don't overspend."

The agent opens a tab, lists services, checks the price oracle's trust (TRUSTED), pays $0.0001, returns the real BTC price, and tells you it has $0.0499 left — every payment settled in USDC on Arc.

Why it's different

• Sub-cent, account-free payments — below $0.01, cards/Stripe are structurally impossible (min fee ~$0.30). This isn't.
• Trust with skin in the game — verdicts come from an on-chain reputation + slashable-bond graph, not an opinion.
• The agent decides — cost vs. value, which providers to trust, when it's out of budget.

Part of Agora — the economy real AI agents plug into. MIT.