mcp-server-mortgage

Model Context Protocol (MCP) server for mortgage amortization calculations, monthly payment breakdown, and Debt-to-Income (DTI) underwriting checks.

⚡ Features & Tools

• calculate_mortgage_payment: Calculates monthly mortgage principal & interest payment, total lifetime interest, and payoff schedule.
• screen_debt_to_income: Screens borrower Debt-to-Income (DTI) ratio against standard conventional underwriting limits (43% ceiling).

🚀 Quick Start (Running with AI Clients)

Claude Desktop Integration

Add this snippet to your claude_desktop_config.json:

{
  "mcpServers": {
    "mortgage": {
      "command": "npx",
      "args": ["-y", "mcp-server-mortgage"]
    }
  }
}

Cursor IDE / Windsurf Integration

Under MCP Settings, add a new stdio transport:

• Command: npx -y mcp-server-mortgage

📦 Local Installation & Development

npm install -g mcp-server-mortgage

Or run directly via stdio:

npx mcp-server-mortgage

📄 License

MIT License. Developed for the global AI agent ecosystem.