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moonpay-owl

v0.1.6

Published

Infrastructure extensions for MoonPay OWS: terminal, tunnel, and alerts

Readme

OWL

Infrastructure extensions for MoonPay's Open Wallet Standard (OWS).

Six primitives that turn MoonPay's wallet layer into a multi-agent coordination platform: Terminal, Tunnel, Alerts, Activity Ledger, Dry Run, and Reports.

Architecture

                         +---------------------+
                         |    AI Agents         |
                         |  (GPT, Nemotron, etc)|
                         +----------+----------+
                                    |
                              MCP (stdio)
                                    |
                         +----------v----------+
                         |     owl mcp          |
                         |  +---------------+   |
                         |  | owl tools     |   |
                         |  | (22 custom)   |   |
                         |  +-------+-------+   |
                         |          |           |
                         |  +-------v-------+   |
                         |  | mp mcp proxy  |   |
                         |  | (pass-through)|   |
                         |  +-------+-------+   |
                         +----------+-----------+
                                    |
                              MCP (stdio)
                                    |
                         +----------v----------+
                         |     mp mcp           |
                         |  (MoonPay CLI)       |
                         +----------+----------+
                                    |
                     +--------------+--------------+
                     |              |              |
                  Solana        Ethereum        Bitcoin
                  Base          Polygon         TRON
                  Arbitrum      Optimism        Avalanche
                  BNB

Agents connect to owl mcp which acts as a single gateway. All MoonPay tools are proxied transparently. OWL adds 22 tools on top for tunnel, alert, terminal, ledger, report, and dry-run operations.

Terminal

A persistent TUI dashboard that wraps MoonPay CLI.

+------------------------------------------------------------------+
|  OWL Terminal  |  wallet: main  |  agent: openrouter/nemotron  |  $5,248  |
+------------------------------------------------------------------+
|  Portfolio                                                        |
|    SOL         12.4                                    $2,108     |
|    ETH          0.8                                    $2,640     |
|    USDC       500.0                                      $500     |
+------------------------------------------------------------------+
|  Activity                                                         |
|    14:32:01 [ALERT]  BONK +18.2% in 47min                       |
|    14:31:45 [TUNNEL] Agent-B proposed: swap 50 USDC              |
|    14:30:12 [AGENT]  Connected: openrouter/nemotron-3-super-120b  |
|    14:30:00 [INFO]   > show portfolio                            |
+------------------------------------------------------------------+
|  > _                                                              |
+------------------------------------------------------------------+

On first launch, an interactive wizard prompts for AI agent configuration:

  Provider:  openrouter / openai / ollama
  Model:     nvidia/nemotron-3-super-120b-a12b:free (or any model the provider supports)
  API Key:   sk-...

Config persists to ~/.config/owl/agent.json. Reconfigure anytime with agent setup.

Tunnel

Multi-agent wallet sharing without key exposure.

  Machine A (Host)                        Machine B (Peer)
  +------------------+                    +------------------+
  |  owl tunnel      |                    |  owl tunnel      |
  |  create          |                    |  connect         |
  |                  |                    |                  |
  |  Wallet Keys     |   Unix / WebSocket |  No Keys         |
  |  [encrypted]     | <===============> |  [auth only]     |
  |                  |                    |                  |
  |  Policy Engine   |                    |  Propose TX      |
  |  Sign + Broadcast|                    |  Wait for result |
  +------------------+                    +------------------+

Authentication Flow

  Peer                              Host
    |                                 |
    |  -------- connect ---------->   |
    |                                 |
    |  <-- auth.challenge (nonce) --  |
    |                                 |
    |  mp message sign --message nonce|
    |                                 |
    |  -- auth.verify (sig, addr) ->  |
    |                                 |
    |  verify signature on-chain      |
    |                                 |
    |  <---- auth.success ----------  |

Keys never leave the host. Peers prove wallet ownership via mp message sign challenge-response.

Policy Engine

  Incoming Proposal
        |
        v
  +-----+------+
  | Has policy? |--No--> REJECT
  +-----+------+
        | Yes
        v
  +-----+------+
  | Daily limit |--Exceeded--> REJECT
  | check       |
  +-----+------+
        | OK
        v
  +-----+------+
  | Auto-approve|--Yes--> EXECUTE via mp
  | rules match?|
  +-----+------+
        | No
        v
  Queue for manual approval
  (shows in Terminal + Alerts)

Policies are per-peer and support:

  • Daily USD spending limits
  • Token whitelists
  • Operation whitelists (swap, transfer, bridge)
  • Auto-approve thresholds

Alerts

Cross-device price monitoring via Telegram and webhooks.

  +----------------+       +-----------------+
  |  owl alert     |       |  mp token       |
  |  daemon        +------>|  retrieve       |
  |  (polling 10s) |       |  (price data)   |
  +-------+--------+       +-----------------+
          |
          | condition met?
          |
    +-----v------+
    |  Dispatcher |
    +-----+------+
          |
     +----+----+
     |         |
     v         v
  Telegram   Webhook
  Bot API    HTTP POST
     |         |
     v         v
  Phone     Slack / Discord /
             Custom server

Condition Types

| Type | Triggers when | |------|--------------| | price_above | Price >= threshold | | price_below | Price <= threshold | | percent_change | % move in time window | | balance_below | Wallet balance drops |

Activity Ledger

SQLite-backed audit trail of every tool call made by any agent.

  Agent calls tool
        |
        v
  +-----+------+
  | Log entry  |  tool, args, result, wallet, chain, status, timestamp
  +-----+------+
        |
        v
  ~/.config/owl/ledger.db
        |
  +-----+------+-----+------+
  |            |             |
  query      stats        export
  (filter)   (summary)   (JSON/CSV)

Every tool invocation (owl_* and mp_*) is recorded automatically. Query, aggregate, or export for compliance and debugging.

Terminal Agent Tools

The terminal agent has access to all 22 OWL tools plus 13 MoonPay tools via the configured LLM:

| MoonPay Tool | Description | |-------------|-------------| | mp_token_balance | Check token balances | | mp_token_swap | Swap tokens | | mp_token_transfer | Transfer tokens | | mp_token_search | Search for tokens | | mp_token_trending | Get trending tokens | | mp_token_bridge | Bridge tokens cross-chain | | mp_token_retrieve | Get token price/details | | mp_transaction_list | List transactions | | mp_wallet_list | List wallets | | mp_wallet_create | Create a new wallet | | mp_message_sign | Sign a message | | mp_buy | Buy crypto with fiat | | mp_deposit_create | Create a deposit address |

All tool calls are logged to the Activity Ledger automatically.

Dry Run Environment

Simulate any write operation before broadcasting. Uses MoonPay CLI's --simulation true flag under the hood.

  User: "dry run swap 10 USDC to SOL"
        |
        v
  +-----+------+
  | owl dryrun |  --simulation true
  +-----+------+
        |
        v
  +-----+------+
  | mp token   |  builds tx, gets quote
  | swap       |  does NOT broadcast
  +-----+------+
        |
        v
  Returns: quote, fees, expected output

Supports swap, transfer, and bridge operations. The agent can show the user what would happen before they commit.

npx moonpay-owl dryrun swap -w main -c solana --from USDC --amount 10 --to SOL

Spending Reports

Aggregate ledger data into actionable summaries.

npx moonpay-owl report daily            # today's swaps, transfers, errors
npx moonpay-owl report weekly -w main   # last 7 days for a wallet
npx moonpay-owl report portfolio        # all wallets, all chains, unified view

Reports include operation breakdown (swaps, transfers, bridges), chain distribution, error rate, and recent write operations. The agent can generate these on demand: "show me my weekly report."

How It Builds on MoonPay

OWL is a partner extension, not a fork. It follows the same pattern as Messari, Polymarket, and Myriad in the MoonPay skills ecosystem.

  +------------------------------------------+
  |           MoonPay Skills Repo             |
  |                                           |
  |  moonpay-auth    moonpay-swap-tokens      |
  |  moonpay-deposit moonpay-trading-auto     |
  |  messari-x402    myriad-prediction        |
  |                                           |
  |  owl-terminal    owl-tunnel               |  <-- our skills
  |  owl-alerts      owl-ledger              |
  |  owl-reports     owl-dryrun              |
  +------------------------------------------+
              |
              | agents load skills
              v
  +------------------------------------------+
  |           CLIs                            |
  |                                           |
  |  mp (MoonPay)     owl (this project)      |
  |  pc (Polymarket)  messari-cli             |
  +------------------------------------------+
              |
              | tools execute via
              v
  +------------------------------------------+
  |           MCP Servers                     |
  |                                           |
  |  mp mcp  -->  owl mcp (wraps mp mcp)      |
  +------------------------------------------+

Quick Start

# Install MoonPay CLI
npm install -g @moonpay/cli

# Authenticate with MoonPay
mp login --email [email protected]
mp verify --email [email protected] --code 123456

# Create a wallet
mp wallet create --name main

# Launch terminal
npx moonpay-owl terminal --wallet main

Commands

| Command | Description | |---------|-------------| | npx moonpay-owl terminal | Start TUI dashboard | | npx moonpay-owl mcp | Start MCP server (stdio) | | npx moonpay-owl tunnel create | Create a wallet sharing tunnel | | npx moonpay-owl tunnel connect | Connect to a tunnel as peer | | npx moonpay-owl tunnel list | List active tunnels | | npx moonpay-owl alert add | Add a price alert | | npx moonpay-owl alert list | List active alerts | | npx moonpay-owl alert remove | Remove an alert | | npx moonpay-owl alert daemon | Start alert monitoring | | npx moonpay-owl alert channels | Configure Telegram / webhook | | npx moonpay-owl ledger list | Show recent ledger entries | | npx moonpay-owl ledger stats | Show ledger statistics | | npx moonpay-owl ledger export | Export ledger (JSON/CSV) | | npx moonpay-owl ledger clear | Clear ledger entries | | npx moonpay-owl report daily | Today's spending report | | npx moonpay-owl report weekly | Last 7 days report | | npx moonpay-owl report monthly | Last 30 days report | | npx moonpay-owl report portfolio | All wallets, all chains view | | npx moonpay-owl dryrun swap | Simulate a swap | | npx moonpay-owl dryrun transfer | Simulate a transfer | | npx moonpay-owl dryrun bridge | Simulate a bridge |

MCP Tools

All tools are prefixed owl_ to avoid conflicts with MoonPay's tools.

| Tool | Description | |------|-------------| | owl_tunnel_create | Create a tunnel | | owl_tunnel_connect | Connect to a tunnel | | owl_tunnel_list | List tunnels | | owl_tunnel_propose | Propose TX through tunnel | | owl_tunnel_approve | Approve pending proposal | | owl_tunnel_reject | Reject pending proposal | | owl_tunnel_policy_set | Set tunnel policies | | owl_tunnel_policy_get | Get tunnel policies | | owl_alert_add | Add alert rule | | owl_alert_list | List alerts | | owl_alert_remove | Remove alert | | owl_alert_channels_set | Configure channels | | owl_alert_history | View triggered alerts | | owl_terminal_start | Start terminal | | owl_terminal_status | Get terminal state | | owl_ledger_query | Query ledger entries | | owl_ledger_stats | Get ledger statistics | | owl_ledger_export | Export ledger (JSON/CSV) | | owl_ledger_clear | Clear ledger entries | | owl_report_generate | Generate spending report (daily/weekly/monthly) | | owl_portfolio_all | Unified portfolio across all wallets and chains | | owl_dryrun | Simulate swap/transfer/bridge without broadcasting |

License

CC0