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savingslast-mcp

v1.0.0

Published

MCP server for savingslast.com: retirement drawdown, IRS 72(t) SEPP, RMD, Roth conversion, Social Security and state-tax calculators, plus search over every page. Zero dependencies.

Readme

savingslast-mcp

The SavingsLast retirement calculators as a local MCP server: how long money lasts, the IRS 72(t) SEPP payment (matches the IRS's own published examples), RMDs, Roth conversion cost, the bridge to 59½, pension lump sum vs annuity, inherited IRA schedules, Social Security claiming, retirement taxes in all 50 states, plus search and fetch over every page of the site. Zero dependencies; Node 18+.

Prefer the hosted endpoint? It is the same server: https://savingslast.com/mcp (Streamable HTTP, no key). How to connect any client: https://savingslast.com/ai/

Run locally

npx savingslast-mcp

Claude Code:

claude mcp add savingslast -- npx -y savingslast-mcp

Any client that reads a JSON config:

{ "mcpServers": { "savingslast": { "command": "npx", "args": ["-y", "savingslast-mcp"] } } }

Tools

how_long_will_money_last, sustainable_withdrawal, sepp_72t_payment, sepp_72t_lock_in_end, rmd_calculate, federal_tax_estimate, roth_conversion_cost, bridge_to_59_half, pension_lump_sum_vs_annuity, inherited_ira_schedule, social_security_claiming, state_retirement_taxes, search, fetch, list_pages. Every result links to the page on savingslast.com with the same inputs filled in. Every page is also an MCP resource.

Federal figures use the 2026 tables; life-expectancy tables are the current IRS tables. Educational estimates, not advice. Nothing you send is stored. Corrections log: https://savingslast.com/corrections/